mobile
The more you achieve, The More Complex Your Lifestyle.
Protect The Things You Love
long-arrow-right

Free Personal
Insurance Review

As your personal insurance adviser we'll save you time & money.

Local Insurance Broker

Same Time & Money. Let Us Get Multiple Insurance Quotes.

So You Don't Have To.

Personal Insurance Advisor

One of the most forgotten aspects of a complete personal insurance program is pairing personal liability insurance, often called an umbrella, to your existing homeowners’ and auto policies. It provides additional liability coverage above the limits of your personal insurance policies. In order to avoid having any gaps in your personal insurance coverage, it is best to consult with your trusted insurance advisor.

Reasons to Consider a Personal Umbrella:

  • A neighbor falls on your pavement
  • Your child’s friend falls off your trampoline
  • You own a pool or dog
  • You entertain regularly
  • You’re in a high-earning or public profession.

Today, lawsuits are a definite possibility in anyone’s life.  For this reason, we offer umbrella liability insurance, an extension over your homeowners and auto insurance that basically picks up where your other insurance leaves off. Determining if your liability insurance is adequate to protect your assets is easy.  Simply talk to one of our advisors today.

21%
Have No Umbrella

In today's litigious society, serious injury or property damage settlements can easily exceed the liability limits of your home or auto policies.

You could lose your home, property, savings and investments—even your future income.

Auto Insurance

While today’s commercials implore us to shop for auto insurance, based solely on price, for the majority of Pennsylvania drivers, this is the wrong advice. More important than a savings of a couple dollars a month, the important aspect is having the proper coverage for yourself, your vehicles, assets, and future earnings.


We can get you coverage for:

  • Cars
  • Motorcycles
  • Antique and classic vehicles
  • Farm vehicles
  • Loan-lease gap
  • Roadside assistance


In addition to coverage for a wide-range of vehicles and situations we are also familiar with searching our network of insurance carriers for all available discounts, to help save you money. Discounts are often available for:

  • Multi-policy discount
  • Multi-car discount
  • Safe driver
  • Age 55 or over
  • Passive restraints
  • Anti-theft car device discount
  • Anti-lock brakes


Understanding PA Auto Insurance

We understand that choosing the right auto insurance can be a difficult process. In order to help make that process easier we’ve provided some background on understanding auto insurance.


Pennsylvania State Minimum Auto Insurance

Currently, the minimum limits for Pennsylvania auto insurance are $15,000 per person, $30,000 per accident for bodily injury, and $5,000 for property damage. You will often find these numbers listed in shorthand as 15/30/5. While this is the minimum the state requires, there are numerous reasons why your coverage needs to exceed these amounts.

When you take a moment to break down the numbers above, you’ll find that with the state minimum auto insurance, if you were involved in anything more than a small fender-bender you could be placing your personal assets at risk.


Choosing A Deductible

One of the best ways to maximize your coverage while still keeping your payment lower, is by choosing a larger deductible. A deductible is the amount you pay should you have to file a claim. By raising your deductible, a couple hundred dollars or even more you can keep your payments lower, while ensuring you have adequate coverage.

One important thing to note about deductibles. Don’t set your deductible so high that you would be without the money to cover it.


How Does Auto Insurance Work?

Liability: Liability coverage is third party coverage and provides insurance for times when you are at fault. Liability coverage is broken down into two sections bodily injury and property damage. (Liability coverage is what is mandated by the state. You will often find these limits listed as 15/30/5)


Personal Injury Protection (PIP) This type of coverage protects you and your own passengers from injuries. PIP protection can also cover lost wages or essential services that are normally performed by the injured party.


Collision: Covers your car from damage resulting from a collision with another vehicle or object. (One important thing to note about collision insurance is that it does not cover running into an animal such as a deer.)


Comprehensive: Is often called, “other than collision”, and it protects you from damage caused by theft, vandalism, fire, and collisions with deer or another animal.


Uninsured/ Underinsured Motorist (UM/UIM): This optional coverage can be one of the most important you purchase, as it protects you and your family members if you are injured during the course of an accident and the other motorist is without insurance or lacking adequate insurance to pay for you and your families recovery.

Tech Driven

Don't worry about having to fill out forms on multiple websites, or wasting your time. 


We work how you work. Our goal is to provide you a technology driven, first-class experience. 

Concierge Service

We offer a personalized, first-class service.


Let us handle comparing multiple carriers and deliver it with the discretion that you expect from a trusted advisor.

Your Advisor

Personalized service doesn't have to cost more. 


We'll take less than 15 minutes of your time, and you could see a substantial savings and increase in coverage.

Minimizing the Demands of
Insurance on your Time

We understand your time is valuable. Our services are designed to help you choose adequate coverage limits, identify unique risks, and make recommendations on how you can best protect yourself.

Private Client Services


We have a dedicated team of licensed personal insurance advisors who work exclusively with high-net worth families and individuals.  In many cases our team is completely behind the scenes as a part of your advisor network or seamlessly blended into your family office.


You can be sure our team provides a wide-range of specialty insurance coverages and unrivaled concierge service. Through regular communication and annual personal insurance reviews, we keep you apprised of the best ways to protect your life. 

High-Value Home Insurance

Having a high-value home requires specialty coverage. The type of coverage you'll want is generally not available for the household name insurance companies. Homes of a higher-vale require specialized coverage and service.

Vacation Home Owners

Vacation properties are often in areas that have unique risks. From mountains to the coast, we’ll make sure you second-homes all have the right coverages.


High-Value Auto Insurance

Owning an expensive automobile, often requires having the right coverage for you and to protect yourself from other drivers. We’ll make sure you are completely protected including uninsured and underinsured motorist coverage..

Antique & Collector Car Insurance

Having someone who understands antique and collector cars, ensures you want pay too much.  We'll protect your investment with a policy that’s built just for your car.

Boat & Yacht Coverage

Owning a watercraft comes with unique risks. We can help you manage those risks and protect your investment. with the correct marine coverage.

Fine Art Coverage

Protect your property and your collection with comprehensive Fine Arts coverage. Even if you're just starting your collection, properly protecting your purchases, is paramount to success.

Umbrella Insurance

For those with high earnings or net-worth experiencing a major insurance lawsuit or insurance claim could lead to personal financial ruin. Excess Liability Coverage is truly an important step of protecting your financial future.

Flood Insurance

Just because you don’t live in an area that is a high risk area for floods, doesn’t mean it can't or won't happen. We'll help you manage your flood risks, including high-limit flood insurance.

Wine Collectors

Fine wine is a delicate goddess, deserving of care and protection against her many vulnerabilities. Most homeowners policies do not cover wine collections, so it’s common for wine collectors to overlook or underestimate the value of what they own. You’ll need to take steps to preserve both the taste and value of your collection.

Director’s and Officer’s Liability

Directors and officers liability insurance covers directors and officers for claims made against them while serving on a board of directors and/or as an officer. We’ll work with you to protect your organization’s greatest asset: your senior leadership.


Workers’ Compensation & 

Employment Practices Liability

From "Nanny Coverage" to workers' comp we will ensure those who work for you are properly covered, while keeping you insured from the growth of employment practices litigation such as sexual harassment, discrimination and the litany of other employment-related issues. 


Most states require household employers, that's you as homeowner, to carry Workers’ Compensation insurance for their nanny, senior caregiver or housekeepers.  As the employer/homeowner in many cases if you don’t have a workers’ compensation insurance policy, you could be personally liable for their expenses.


Ensure All Your Assets Are Covered

  • check
    Multiple Vehicles
  • check
    Small Business
  • check
    Motorcycle
  • check
    Boats (Sail/Power)
  • check
    Condo
  • check
    Excess Liability (Umbrella)
  • check
    Personal Watercraft
  • check
    RV's
  • check
    Classic Cars
  • check
    Multiple Properties (Beach or Mountains)
  • check
    Investment Real Estate (Residential & Commercial)

5 Reasons To Have Your Personal Insurance Reviewed

  • check
    We act as Your Personal Insurance Advisor
  • check
    We can handle all your insurance needs (Including Jersey Shore & Delaware Beaches)
  • check
    We have access to over 25 different insurance companies
  • check
    Find out if your policy is competitively priced
  • check
    Determine if your coverage limits are sufficient to rebuild your home at today's costs

Let's Review Your Insurance Needs


We work to understand your long-term goals and create a customized personal insurance plan that protects your growing assets.

Your Local Insurance Agent


  • If you're a good driver, why shouldn't you have the best rates possible? 
  • If you're a home owner who does preventive maintenance, why shouldn't your insurance reflect it?


That's why we work to learn what best fits You. We then develop a customized insurance solution to meet your distinct needs. 

Copyright 2018 - Dignity Insured

Havertown, PA 19083 

1-610-550-8573 

Privacy - Disclaimer - Contact 

Your Local Insurance Broker For:

Bucks County, PA

Bedminster
Bensalem
Blooming Glen
Bristol
Buckingham
Carversville
Chalfont
Croydon
Danboro
Doylestown
Dublin
Durham
Erwinna
Fairless Hills
Feasterville Trevose
Ferndale
Forest Grove
Fountainville
Furlong
Hilltown
Holicong
Jamison
Kintnersville
Lahaska
Langhorne
Levittown
Line Lexington
Lumberville
Mechanicsville
Milford Square
Morrisville
New Hope
Newtown
Ottsville
Penns Park
Perkasie
Pineville
Pipersville
Plumsteadville
Point Pleasant
Quakertown
Revere
Richboro
Richlandtown
Riegelsville
Rushland
Sellersville
Silverdale
Solebury
Southampton
Spinnerstown
Springtown
Trumbauersville
Upper Black Eddy
Warminster
Warrington
Washington Crossing
Wycombe
Zionhill

Chester County, PA

Atglen
Avondale
Berwyn
Birchrunville
Brandamore
Chatham
Chester Springs
Coatesville
Cochranville
Devault
Devon
Downingtown
Elverson
Exton
Glenmoore
Honey Brook
Immaculata
Kemblesville
Kennett Square
Kimberton
Landenberg
Lewisville
Lincoln University
Lionville
Lyndell
Malvern
Modena
New London
Nottingham
Oxford
Paoli
Parker Ford
Parkesburg
Phoenixville
Pomeroy
Pottstown
Sadsburyville
Saint Peters
Spring City
Thorndale
Toughkenamon
Unionville
Uwchland
Valley Forge
West Chester
West Grove
Westtown

Delaware County, PA

Aldan
Aston
Bethel
Brookhaven
Chadds Ford
Chester Heights
Chester Township
Clifton Heights
Collingdale
Colwyn
Concord
Darby
East Lansdowne
Eddystone
Edgmont
Folcroft
Glenolden
Haverford
Haverford Township
Lansdowne
Lower Chichester
Marcus Hook
Marple
Media
Middletown Township
Millbourne
Morton
Nether Providence
Newtown
Norwood
Parkside
Prospect Park
Radnor Township
Ridley
Ridley Park
Rose Tree Valley
Rutledge
Sharon Hill
Springfield
Swarthmore
Thornbury
Tinicum
Trainer
Upland
Upper Chichester
Upper Darby Township
Upper Providence Township
Yeadon

Montgomery County, PA

Abington
Ambler
Ardmore
Audubon
Bala Cynwyd
Blue Bell
Bridgeport
Bryn Athyn
Cedars
Cheltenham
Collegeville
Colmar
Conshohocken
Creamery
Dresher
Eagleville
East Greenville
Elkins Park
Fairview Village
Flourtown
Fort Washington
Franconia
Frederick
Gilbertsville
Gladwyne
Glenside
Green Lane
Gwynedd
Gwynedd Valley
Harleysville
Hatboro
Hatfield
Haverford
Horsham
Huntingdon Valley
Jenkintown
King of Prussia
Kulpsville
Lafayette Hill
Lansdale
Lederach
Mainland
Merion Station
Mont Clare
Montgomeryville
Narberth
Norristown
North Wales
Oaks
Oreland
Palm
Pennsburg
Perkiomenville
Plymouth Meeting
Pottstown
Red Hill
Royersford
Salford
Salfordville
Sassamansville
Schwenksville
Skippack
Souderton
Spring House
Spring Mount
Sumneytown
Telford
Tylersport
West Point
Willow Grove
Worcester
Woxall
Wyncote
Wynnewood
Zieglerville

>